Virtual CFO PRO虚拟 CFO PRO
A CFO-grade health check for your one-person company: runway, burn multiple, NDR, LTV:CAC — benchmarked against real 2026 SaaS data, not vibes. A consultant charges $150/hour for this. You get it for $9.给一人公司做一次 CFO 级财务体检：跑道、烧钱倍数、NDR、LTV:CAC——对标 2026 真实 SaaS 数据，不是凭感觉。请顾问要 $150/小时，这里 $9 一次性。
Safety安全性
- Your financials stay on your machine — no cloud upload你的财务数据留在本机——不上传云端
- No API key, no account creation, no tracking无需 API key，不注册账号，不追踪
- Plain, inspectable outputs — every number traceable to a script纯文本可审查输出——每个数字都能追溯到脚本
- Runs locally with a built-in Python calculator本机运行，内置 Python 计算器
Real CFO output. Not AI theater.真 CFO 级输出，不是 AI 表演。
Real computation from the skill's own Python tools — no fabrication, no cherry-picking.技能内置 Python 工具的真实计算——不编造、不挑数据。
A real run, not a mockup.一次真实运行，不是效果图。
The embedded page below is the skill's real output on a demo company (AcmeFlow): CFO metrics dashboard, 2026 benchmark comparison, red flags, 3-scenario runway, and a 90-day action plan — all computed by the skill's scripts.下面内嵌的页面是技能在演示公司（AcmeFlow）上的真实输出：CFO 指标仪表盘、2026 基线对比、红色警报、三情景跑道、90 天行动清单——全部由技能脚本真实计算。
A CFO in a package, not a paragraph of advice.一个装进包裹的 CFO，而不是一段建议。
Clean, inspectable, and benchmarked — the method, the calculators, and the data.干净、可审查、有基准——方法论、计算器、数据，三样齐活。
Most one-person companies run blind on money.大多数一人公司在钱这件事上是闭眼跑。
Without a CFO check不做 CFO 体检
- Find out cash runs out 2 months before it does现金耗尽前 2 个月才发现
- No idea if your burn multiple is healthy (or fatal)不知道烧钱倍数是健康还是致命
- Can't answer "should I fundraise or cut costs?"回答不了「该融资还是该砍成本？」
- Blind to customer concentration until it bites对客户集中度风险视而不见，直到被咬
With Virtual CFO PRO用虚拟 CFO PRO
- Runway, burn multiple, NDR, LTV:CAC in one command一条命令算出跑道、烧钱倍数、NDR、LTV:CAC
- Benchmarked against real 2026 SaaS medians对标 2026 真实 SaaS 中位数
- Red flags auto-triggered with decision points红色警报自动触发并给出决策触发点
- A 90-day action plan, not just numbers一份 90 天行动清单，而不仅仅是数字
Same first-pass rigor. Zero invoice anxiety.同样的首轮严谨度，零账单焦虑。
Fractional CFO ($150/hr)兼职 CFO（$150/小时）
- Days of back-and-forth scheduling来回约时间要好几天
- You hand over your books to a stranger要把账本交给陌生人
- One meeting ≈ one month of your budget一次会议 ≈ 一个月预算
- Baselines may be "proprietary"基线可能是「专有的」
Virtual CFO PRO ($9 one-time)虚拟 CFO PRO（$9 一次性）
- Minutes, on your machine, repeatable几分钟、本机运行、可重复
- Your data never leaves your laptop你的数据不出笔记本
- $9 once, quarterly baseline updates included$9 一次买断，含季度基线更新
- Every baseline sourced and inspectable每个基线都有出处、可审查
Before you buy.购买前想问的。
Is the data real, or does it make things up?数据是真的，还是编的？
Real. Every metric is computed by the skill's own Python scripts from your inputs, and benchmarked against 2026 published SaaS baselines (Grid 130+ / SaaSrise 2,500 / Benchmarkit 342). No fabrication — see the live demo.是真的。每个指标都由技能内置 Python 脚本根据你的输入真实计算，并对标 2026 公开 SaaS 基线（Grid 130+ / SaaSrise 2,500 / Benchmarkit 342 家）。不编造——见在线示例。
What do I actually get for $9?$9 到底买到什么？
The full Virtual CFO PRO package: the CFO methodology (SKILL.md, bilingual), the Python calculator scripts, the 2026 baseline data tables, and the report templates — everything needed to run a CFO-grade health check yourself.完整的 Virtual CFO PRO 交付包：CFO 方法论（SKILL.md，中英双语）、Python 计算脚本、2026 基线数据表、报告模板——自己跑一次 CFO 级财务体检所需的一切。
How is this different from hiring a consultant?这和请顾问有什么区别？
A fractional CFO charges $150/hour and takes days. This runs in minutes, on your machine, with sourced baselines — for a $9 one-time fee. It's the first-pass analysis you run before deciding whether a human is worth it.兼职 CFO 要 $150/小时且要好几天。这个几分钟跑完、在你本机运行、基线有出处——$9 一次性买断。它是你决定要不要请真人之前的首轮分析。
Do baselines go stale?基线的数据会不会过时？
Yes — which is why we ship quarterly baseline updates. New public benchmark reports are folded into the data tables on a quarterly cadence, free for lifetime buyers.会——所以我们会按季度更新基线。新的公开基准报告按季度并入数据表，终身买家免费。
Know your runway before it runs out.在现金跑完之前，先知道跑道还剩多长。
A CFO-grade health check, benchmarked against real 2026 data — in minutes, on your machine, for $9.一次 CFO 级财务体检，对标 2026 真实数据——几分钟、本机运行、只要 $9。